Payment solutions built to support your business at every stage.
Explore BAMS Let BAMS help you process secure in-person payments with a fully integrated EMV payment gateway, EMV credit card terminals and merchant services POS systems, all designed for fast, compliant EMV payment processing.
At BAMS, we help merchants upgrade from outdated swipe-only terminals to EMV-enabled hardware, ensuring better security, smoother EMV credit card processing and compliance with today’s payment standards across North America and Europe. BAMS provides a complete EMV payment gateway solution that securely connects your EMV terminals, contactless payment readers and POS systems to fast, reliable payment processing networks, ensuring encrypted, compliant transactions at every point of sale.
EMV chip technology dramatically reduces fraud by encrypting card data, giving merchants and customers peace of mind at the point of sale.
BAMS provides cutting-edge EMV-ready hardware, expert service and support to deliver a seamless shopping experience.
Stay ahead of industry regulations while safeguarding your company’s financial health with solutions designed to meet today’s payment demands.
Our EMV solution empowers merchants with advanced hardware, seamless mobile payment integration and industry-best support designed to improve checkout speed, reduce liability and protect customer data.
Get access to EMV POS systems, EMV credit card terminals and mobile payment terminals for secure, flexible transactions.
Accept chip cards, contactless payments and mobile wallets like Apple Pay.
Create a smooth, modern checkout experience that’s ready for future payment trends.
Quick setup with help from BAMS experts and U.S.-based support.
Minimize downtime and get the help you need, when you need it.
EMV compliance helps protect against fraud and keeps you aligned with card network rules.
Since October 1, 2015, merchants without EMV hardware have been liable for fraud tied to non-EMV transactions.
Upgrading to EMV-compliant hardware is essential to protect your business and avoid unnecessary risk.
An EMV terminal (also called an EMV-compliant card reader) uses chip technology to securely process card data at the point of sale. EMV stands for Europay, Mastercard and Visa. If you've ever inserted or tapped your card at checkout, you've used EMV.
Allow chip card insertion, PIN entry and contactless payments via tap. They also include magstripe readers as a backup, speeding up transactions and improving security.
Only accept magstripe swipes, lack encryption and don’t support contactless payments. This increases fraud risk and limits payment options.
EMV reduces fraud risk by requiring PIN entry, making lost or stolen cards nearly useless. Tap-enabled cards limit small purchases, typically under $250, minimizing losses. Combined, these features help protect both merchants and customers from fraud.
EMV offers tap, insert or swipe payments, with contactless options preferred post-COVID. It supports mobile wallets like Apple Pay, Google Pay and Samsung Pay for quick, secure transactions. With Apple Pay expected to handle 10% of card transactions by 2025, adopting EMV is a smart move.
Start enjoying the benefits of EMV by becoming a BAMS merchant!
Clear answers to help you choose the right in-person payment setup.
An EMV payment gateway is the secure technology that connects EMV terminals, EMV card readers and contactless payment terminals to the payment processor and card networks. It encrypts transaction data from EMV chip cards and contactless payments before transmitting it for authorization, helping protect sensitive cardholder information and reduce fraud. For merchants, an EMV payment gateway ensures:
With BAMS, merchants receive an integrated EMV payment gateway that works seamlessly with EMV terminals, POS systems and mobile payment readers to support modern, secure checkout experiences.
Explore the BAMS Payment Gateway.
An EMV terminal is a complete payment device used at checkout that processes chip, contactless and sometimes swipe transactions. An EMV card reader is the component of the terminal that physically reads the EMV chip or contactless card. Both work together with an EMV payment gateway to securely process transactions. BAMS offers EMV credit card terminals and EMV card readers designed to support chip cards, mobile wallets and contactless payments in one integrated solution.
See BAMS mobile payment options.
Yes, modern EMV terminals support contactless payments in addition to chip card transactions. Contactless payment terminals allow customers to tap their card or mobile wallet, such as Apple Pay, Google Pay or Samsung Pay, for fast, secure checkout.
See how BAMS supports Apple Pay acceptance.
EMV hardware is one part of a secure payment environment, but using a chip reader does not replace the PCI requirements that apply to your business. BAMS offers support to help merchants work through those requirements. Review the PCI compliance solution.
BAMS offers EMV terminals and integrated merchant services POS systems that work with its payment gateway. The right setup depends on the tools you already use. Explore BAMS payment gateway options when reviewing your checkout.
Both give customers a way to pay in person. BAMS compares EMV card-present acceptance with digital wallets, which use tokenization and device authentication. The right mix depends on how your customers prefer to pay. Read the card-present and wallet comparison.
Yes. BAMS EMV terminals support contactless payments and mobile wallets including Apple Pay, Google Pay and Samsung Pay. For more on how wallet transactions use substitute card details, see the device account number guide.
No. Contactless payments can help protect card details, but merchants may still face disputes. BAMS recommends reviewing transaction signals and customer history when responding. Read its Apple Pay dispute guide.
Start with the ways customers pay and how the equipment fits your current checkout. When comparing providers, BAMS also recommends considering dispute support alongside processing fees. See the mobile payment cost guide.
Review your payment flow before transaction volume changes. BAMS recommends checking authentication, retry rules, refund workflows and monitoring alerts as part of a pre-season review. Use its pre-season setup guide to assess your payment stack.
Why EMV and Magnetic Stripe Cards Handle Security Differently EMV vs magnetic stripe is really a comparison between two very different ways.
The merchant agreement terms creating timing gaps between your dashboard revenue and your bank balance Learn the seven contractual variables hidden in.
A step-by-step tutorial for eCommerce operators who want to win disputes with documentation, timing and processor accountability Learn how to build a.
Talk to BAMS about EMV terminals, contactless acceptance and a setup that fits your business.
