BAMS Blog

When customers make card payments, they enter their information online or tap in-store, and a second or two later are on their way. Very little thought goes into what’s happening behind the scenes to make that near-instantaneous process possible, but there are actually a lot of moving parts involved, one of which is the merchant’s […]

A lot goes into running a business, and while many merchants love their work, at the end of the day it’s all about the money. Unfortunately for many merchants, particularly ecommerce merchants, the fruits of their labor are often delayed by the logistics involved in electronic payment processing. Every dollar that doesn’t come in as […]

If there is one lesson the global COVID-19 pandemic taught business owners, it’s the importance of having access to the money needed to get through times of emergency. A strong emergency fund is the first line of defense, but whether the money is to ride out a storm, finance a new capital project, or anything […]

Accepting American Express cards hasn’t always been easy – especially for small business owners. When consumers think “credit card,” Visa and Mastercard are generally the two brands that come to mind first, because those two cards, along with Discover cards, are accepted by effectively every single merchant that offers credit card payments. For decades, American […]

The world is digital, and today’s consumers demand seamless omnichannel experiences including easy online and mobile shopping. Yet despite almost 20% of all retail transactions taking place online, one in three American small businesses still don’t have a website. There are plenty of reasons so many merchants haven’t embraced ecommerce, but one of the biggest […]

Mobile commerce is a subsector of ecommerce and describes all purchases made on a mobile device, like a smartphone or tablet. With smartphones an integral part of daily life and rarely more than an arm’s length away, mobile commerce has become a huge driver of overall online shopping and mobile sales in the U.S. alone […]

The coronavirus pandemic that rocked the world in 2020 saw people flock to the web for everything from entertainment to education to work to shopping, and beyond. But with that surge in web traffic came a surge in cyberattacks and ecommerce fraud. With payment fraud losses already set to reach $6.4 billion in 2021 prior […]

2020 was a year without precedent in modern history, and one most people are more than happy to put behind them. While 2021 represents renewed hope for the end of the COVID-19 pandemic and the resumption of something more closely resembling normal, many of the changes to daily life – and to commerce – ushered […]

Mobile commerce – or m-commerce for short – is a term that has been popping up more and more in the wider conversation around payments. While everyone is familiar with e-commerce, the term m-commerce leaves a lot of people, even within the industry, scratching their heads. So, just what is mobile commerce, why is it […]

When business is tight, it becomes more important than ever for merchants to squeeze every ounce of value they can from their operations – including payment processing. In the wake of the COVID-19 pandemic with widespread closures and tightening consumer spending habits, many merchants are on the market for new payment processing partners that can […]

Apple Pay is the native digital wallet that ships installed on all new Apple devices, and it is quickly becoming one of the most important payment methods in the online shopping space. Connecting with today’s online consumer is all about the experience. A clunky, difficult shopping experience will result in high bounce rates and lost […]

BAMS has customers from across the country and in all sorts of industries, and we take pride in the value we bring for every single one of our customers. Restore Solutions, Inc. is a BAMS customer, and they have found a lot of success with their leading products and with the power of BAMS for […]

Digital wallets are becoming one of the fastest-growing payment solutions among mobile device users, and, as of today, Apple Pay is the unquestionable king of them all. Apple also offers another digital payment service called Apple Cash. While the two are related, they aren’t the same, and this has caused some confusion among consumers and […]

Our team never stops working to provide the best possible experience for our valued merchant clients. So when they sing our praises, that is true success and something that we love to share! Parrot Sports Gear is a BAMS customer and a long-time Bellbrook, Ohio-based business. Parrot has been in business for 26 years, and […]

Apple Pay is Apple’s proprietary digital wallet payment system, which utilizes the Apple Wallet installed stock on all iPhones, iPads, and all MacBooks with built-in touch ID. Digital wallets like Apple Pay allow users to load all of their payment cards (and even some loyalty cards) into their devices in digital format, eliminating the need […]

Here at BAMS, our clients and their success is our number one priority. When our clients find success, we couldn’t be happier – especially when we’ve been able to contribute to that success. The following is the story of a very successful BAMS client, Via Seating. Via Seating is a chair manufacturer that produces innovative, […]

“Don’t do business without it” is the merchant-side slogan of American Express. Yet, for decades, countless merchants have done exactly that. American Express processing was expensive and couldn’t be mixed with payment processing for any other card company, making it more problematic than it was worth for most small merchants. As a result, many stores […]

At BAMS, we take a lot of pride in helping our clients grow their businesses. We are always excited to hear about a client that is finding a lot of success because when our clients succeed, we are succeeding as well. Natalie Lerch Sudit founded SHASHI in Boca Raton, Florida 10 years ago. Sudit was […]