Paul Boehlke,
Deck Builder Outlet
Merchant Account Quotes
Lower your processing costs and increase your efficiency with our solutions
Merchant Account Quotes
Lower your processing costs and increase your efficiency with our solutions
BAMS can provide you with a Merchant Account Quote & Price Comparison
Get Your Merchant Account Quote Today:
BAMS Merchant Account Comparison is the process experts use to weigh-up the services offered by merchant account providers. There are a number of factors to consider which obscure a direct comparison of all US merchant services providers, from the type of service to contract length and the card turnover of the applicant business. The current state of the payment processing industry in the US is quite complex, with myriad companies offering “the best rates” often via a range of tiered options. From an economic point-of-view, how do these options pan out in the real world?
Who else uses BAMS Merchant Comparison Services?
Types of Merchant Account Quotes
Merchant accounts are available in a number of forms from a range of suppliers; deciding which bank or financial specialist to choose from can be difficult. It is important that, if your business is considering starting an account, you compare the options that are available to you.
As with many other business services, it is important to consider your own eligibility - this means thinking about whether you may require a specialist provider that will cater to your business needs. Some companies will be required to use a high-risk account provider, whereas new businesses might prefer a small business merchant account expert. In any case, considering which option is best for you is vital.
If you would like to start comparing options straight away however, then you just need to fill in your details in the form above.
As with many other business services, it is important to consider your own eligibility - this means thinking about whether you may require a specialist provider that will cater to your business needs. Some companies will be required to use a high-risk account provider, whereas new businesses might prefer a small business merchant account expert. In any case, considering which option is best for you is vital.
If you would like to start comparing options straight away however, then you just need to fill in your details in the form above.
Merchant Account Quotes
Face-to-Face Payments
Face-to-Face payments are taken over-the-counter, at table or anywhere the customer, the payment card and merchant are present in the same location. Face-to-face payments are usually processed using card reader technology such as a PDQ, card reader attached to a till or payment terminal or via a mobile phone app and card reader.
Merchant Account Quotes
Online Payments
Online payments or e-commerce transactions are made through a secure online store or online payment processing app where the customer and their card are not in the same location as the merchant at point-of-sale, a CNP or Card Not Present transaction. Email payments are offered by some providers but this is generally by providing a link to an online payment processing app that a customer can visit to enter their card details securely.
Merchant Account Quotes
Payments by Phone
Payments by phone when the customer, their payment card and the merchant are not at the same location at point-of-sale, a card not present transaction usually facilitated by the customer telephoning the merchant while the merchant performs the card transaction using a virtual terminal or software program to send the payment details securely to the card processor.
BAMS Is Compatible With Your Existing Gateway & Shopping Cart
Testimonials
We have been with BAMS for about 2 years and cannot be more pleased. Our merchant processing costs dropped considerably the month we started with them.
Olga has been extremely helpful with answering our questions and setting up our business with processing credit cards. She is always responsive and returns quickly with answers to all our inquiries. I highly recommend her services.
Anya Stassiy,
High Point Medspa
High Point Medspa
Olga is the BEST. She is always available to answer any questions and make sure our rates are the lowest. I appreciate all her help. Thank you Olga!
Mary Beth Darby,
Healthy Dogma
Healthy Dogma
We have been working with BAMS for about 3 years or so. Our representative, Olga, has been fantastic. She keeps tabs on us to make sure we are getting the best rate possible. It has been a wonderful credit card processing company to work for and grateful for our own personal rep, Olga!
Julie Roberts,
Coastal Maine Popcorn Co.
Coastal Maine Popcorn Co.
Frequently Asked Questions
Why get an merchant account?
You may require a merchant account to process payments within your business whether they may offer face to face payments, online or even phone payments.
What type of quotes do we offer?
You may require a merchant account to process payments within your business whether they may offer face to face payments, online or even phone payments.
What types of businesses do we offer quotes too?
You may require a merchant account to process payments within your business whether they may offer face to face payments, online or even phone payments.
How are we cheaper than other merchant account providers?
You may require a merchant account to process payments within your business whether they may offer face to face payments, online or even phone payments.
Best Merchant Account Quotes Considerations
Choosing the best merchant account provider is not easy. If you already have a business or company bank account, you may call your bank first but it’s best to shop around and compare fees because they enormously vary. If you haven’t been in business for long, merchant account providers can make it difficult for you. Try to negotiate setup fees and percentages (for credit cards) and fees per transaction (for debit cards).
Using an independent payment gateway also makes changing suppliers easier and usually charges cheaper. Call all suppliers if necessary before making that all-important choice. Here are things you should look for:
High approval rates
Doesn’t require start-up fees
Can set up an account on the same day
Gives you a choice to choose from different point-of-sale models for in-store locations, along with a shopping cart for online stores
Offers month-to-month agreements instead of two-to-three-year contracts like most companies
Provides 24/7 professional toll-free phone and email customer support services
Offers a shopping cart for online storefronts
Provides high security by using a wide selection of equipment
Clears customer payments the next day after point of sale
Offers Internet-based features (a merchant account, a virtual terminal, and a payment gateway(internal links))
Has the lowest estimated monthly credit card swipe and key-in, required monthly gateway (if applicable), and statement fees
Allows you to access your account any time to see balances, sales volumes, and charges
